LICENSED STATES
Applying for a Mortgage
Applying for a mortgage is the official beginning of the home loan process.
Basically, a mortgage application involves sharing your (and any co-borrowers) personal financial information with a loan officer to determine your eligibility for a particular loan program.
Refinancing Your Home
Refinancing your mortgage is worth it if you're planning to stay in your home for a long while. That's when the lower interest rates you want to take advantage of really start to pay off!